I work in the finance dept. I've been using your system all year and haven't lost anything in my 401k. Everyone else in my dept. talk about their own investment strategies and are down over 30%. Thanks for all your help. This is a wonderful service.
Jody W. Dec. 2008
I'm 55 years old. I've saved a good chunk in my 401k and am more interested in protecting it now than growing. I was skeptical at first but can't thank you enough for both the protection AND growth that I've gotten the last two years. I tell everyone about your service now.
James
I was told more than once you can't do what you guys seem to continue doing. I thank you from the bottom of my heart for saving my 401k. I look forward to every email from you.
Frank T.
401k Safety
Our system is comprised of two parts:
These two areas provide a great amount of potential during good markets. During bad markets, we simply go to the safety of the money market. see the results of this approach on the "Performance" page.
We utilize quantitative mechanical investment Systems to determine when the market is good or bad for each. Both subsystems operate independently of the other. There may be times when the small / mid cap system is in cash while the international / emerging system is fully invested. the opposite can occur also.
You can look at your 401k statement to determine which funds are available in the small and Mid Cap area. When we determine the market is stable enough to invest there, we will notify you. You then contact your 401k provider and let them know you want to have a portion (usually half) of your portfolio in this option.
We will send you an email alert each time a change should occur. included in that alert is the change you should make. You can also log in to the Members Area of our website and check the "Current Positions" page for the position changes. For further commentary about the change you can check the "Market Commentary" page.
How it Works
When you register then access is gained to the member area. The member's area will tell you how to be positioned for the current market conditions.
When the market conditions change we will email an alert. This alert notifys you that a change needs to be made. You then login to the members page and it will let you know what changes should occur. These alerts occur on average once per quarter but can happen more frequently in turbulent market conditions.
