The advent of the 401k has thrust you into managing your largest investable asset, your retirement account. You have many investment options to choose from. The real question is which ones should you choose and when.
The money you are putting away is important to you. I've been in the investment industry since 1992 and have put an approach together that has helped hundreds of people not lose their money in the market downturns, while keeping the ability to make good returns during the market upturns.
401k over the last 10 year using cyclic analysis
I don't want to portray a system that seems too good to be true. If I did, you should turn and run! My objective for this site is to show 100% transparency. I would like to develop a long term relationship that fosters the best marketing in the world. . . your word of mouth.
Most Investment Advisors don't help people with their 401k accounts due to the restrictions from ERISA. My aim is to give you current, up to date information that you can use to keep your investment options within your retirement account in sync with current market conditions. I will give you the information and you decide whether you want to utilize it or not.
Some begin by using my information for a portion of their account to "try it out". For instance if I believe market conditions are good and risk is low to be invested in the Small Cap area, some will put 10 or 20% of their account there to test the waters. On the other hand, If I think there is a lot of risk in the market and it would be best to have all your account sitting in safe investments, maybe you would only put 50% in a safe harbor. To each his own. I think this is a wonderful approach.
I've specifically made this service inexpensive enough for anyone to use it in any way they see fit. Build a comfort level. In fact if you can't afford it but would like to see how it works, contact me and chances are I'll help you for free.
Our approach has worked very well:
A $100,000 401k earned $40,170 more than the S&P 500 in 2008.
The same 401k earned $35,930 more than the S&P 500 in 2009.
Priced at $9.95 a month so that EVERYONE that wants, can use it.
I electronically watch your 401k. . .every market day.
